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Seriously, walk away. Recommended Stories. It's also about appetite for risk. Good job! The future of defined contribution The retirement market is evolving.

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And over time, he says, low-cost index mutual funds outperform the vast majority of actively managed mutual funds. That's half of 1 percent. Jackie Biskupski. Bogle says he's a fan of holding a mix of Vanguard's Intermediate- and Short-Term Bond Index Funds, though of course similar low-cost funds are available out on the market from other firms.

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The bond fund does the same.

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